From Wikipedia:

Muffin-top (or muffin-top girl) is a generally pejorative, slang term used for a person, usually female, whose flabby midsection spills over the waistline of his or her pants in a manner that resembles the top of a muffin spilling over its paper casing.

This generally occurs when an individual wears low-rise, hip-hugger pants, or midriff-baring tops that are too small.

In an attempt to avoid this, manufacturers have re-introduced mid-rise jeans, which come up higher on the waist and eliminate the "muffin-top". Manufacturers have also introduced new styles of high-rise jeans.[1] However, the muffin-top is not exclusive to low-rise jeans. Any jeans that are too tight at the waist can cause a muffin-top. In addition, low-rise jeans of the right size usually will not create a muffin-top, but they may slip down.

Muffin-top originated as Australian slang in mid-2003,[2] but has since become popular in other English-speaking countries. It may have been first popularized by the Australian television show Kath & Kim. Australia's Macquarie Dictionary named "muffin-top" the word of the year in 2006;[3] the American Dialect Society named it one of the "most creative" new terms that same year.[4]

An additional derivation is "Split Top Muffin" to describe seeing the "muffin-top" from behind with the jeans so low as to expose the top of the gluteal cleft.

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No Muffin1 - 2 - 3 - 4 - 5
Large Muffin

No Muffin1 - 2 - 3 - 4 - 5
Large Muffin
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